Cleaning Business Insurance

When you own a cleaning business, you do more than just clean. Special challenges abound, including the potential for liability or exposure in your business. Business insurance can be a little more complicated for cleaning companies than it is for other businesses because of increased liability exposure.

Cleaning Business Insurance Features

Business insurance can cover more than just equipment; it also can cover lost time due to mechanical failures, power outages, and other unforeseen difficulties that are out of your control. Consider also workers compensation insurance, should an employee be injured on the job.

Another area of potential liability is if you or one of your employees cause damage to a client’s property or other people. Most cleaning operations involve being on property belonging to your clients, so your employees face the risk of damaging client property or causing injury and being held liable for that damage. A wet floor, for example, could expose your firm to liability if someone falls and is injured as a result of your cleaning work.

Having an insurance agent who knows the ins and outs of business liability coverage is crucial for your peace of mind. Insurance rules also vary greatly between states, so you need an agent familiar with the geographic area you service to make sure you have the most appropriate cleaning business insurance. Consider, too, if you work in more than one state, how that will affect your insurance needs.

Call Joe Cook & Associates Inc today to make sure you have suitable coverage for your cleaning business insurance needs. Ask about any additional liability coverage you might need. If you are a first-time customer looking for insurance, call our office to see how we can help cover your business for all the scenarios that could impact it.

Our Locations

League City Office

4440 W. Main Street, Ste B
League City, TX 77573
Main office: 281-853-8719
Fax: 800-887-7674

Kerrville Office

741 Water Street, Ste 103
Kerrville, TX 78028
Main office: 830-626-9928
Fax: 800-887-7674

Montgomery Office

15349 Summit Park Dr Ste 1021
Montgomery, TX 77356
Main office: 936-755-5347
Fax: 800-887-7674

Pearland Office

7902 Broadway St Ste 106
Pearland, TX 77581
Main office: 281-746-6725
Fax: 800-887-7674

Our Providers