Ransom Insurance

Kidnapping is rare, but if you ever find yourself in a threatening kidnapping situation, the right assistance is invaluable. Kidnapping insurance can help protect you.

In many cases where a ransom is demanded, the only choice you'll have is to take out an enormous loan from a lending institution. Actual paid ransoms tend to be anywhere from several hundred thousand dollars to several million, well beyond the ability of most families to pay out of their own pockets.

Ransom Insurance Features

If someone covered by a ransom insurance policy is successfully released after a ransom is paid, this policy will reimburse you for expenses up to the plan limits. Note that this policy will not provide the initial funds to pay a ransom, although showing a lender that you have this form of insurance can help convince the lender to provide you with the money you need to pay the ransom. Ransoms are usually a substantial amount of money, and the easier getting the money is, the greater the likelihood the hostage will be returned safely.

Most ransom insurance policies are designed for individuals who frequently travel to dangerous parts of the world, not for short vacations or business trips. If you're not sure whether or not you qualify—or you just want to be absolutely sure your family is protected—talk to a Joe Cook & Associates Inc agent about your options. You may also want to ask about what ransom demands in each region are normally like—this can help you determine how much insurance is appropriate for your situation.

Our Locations

League City Office

4440 W. Main Street, Ste B
League City, TX 77573
Main office: 281-853-8719
Fax: 800-887-7674

Kerrville Office

741 Water Street, Ste 103
Kerrville, TX 78028
Main office: 830-626-9928
Fax: 800-887-7674

Montgomery Office

15349 Summit Park Dr Ste 1021
Montgomery, TX 77356
Main office: 936-755-5347
Fax: 800-887-7674

Pearland Office

7902 Broadway St Ste 106
Pearland, TX 77581
Main office: 281-746-6725
Fax: 800-887-7674

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